Created attachment 188149 [details] Option to separate costs Hello, i tried to define my house credit in the app. unfortunately, with the current options (at least what i found and was able to research) it is only possible to enter the amount for "repayment and interest" in one amount. Which removes the option to enter other options in case the "interest" is payed off in a different frequence than the default repayment. For my example (dummy values): - I pay 1000 € per month as base repayment to pay off the credit. - the interest is billed every three month instead of monthly with the repayment
Created attachment 188150 [details] Separated "interest" window
One way to deal with your scenario might be to setup the loan with a payment frequency of 3 months (including payment and interest). Once that is setup, create two more (regular) schedules with a three month frequency with payment dates of the other two months and make those a simple transfer from the account you usually pay the loan to the loan. I have no idea if the KMyMoney's interest calculation after three months will match the one issued by the institution.
(In reply to Thomas Baumgart from comment #2) > One way to deal with your scenario might be to setup the loan with a payment > frequency of 3 months (including payment and interest). Once that is setup, > create two more (regular) schedules with a three month frequency with > payment dates of the other two months and make those a simple transfer from > the account you usually pay the loan to the loan. > > I have no idea if the KMyMoney's interest calculation after three months > will match the one issued by the institution. this was what i thought about first. but the issue is then, that the main bank account is not correct 2/3 month as the monthly payments will be there still. i now created the credit as is and added a three month period payment which i have to manually adjust then each time. The credit calculator considers it anyway then. This is ok but inconvenient. Maybe i will develop such a feature when i got time ;)